Introducing…

Retire Richer With Renovating

The step-by-step plan for women over 45 to turn the equity in their home into retirement income, so you can choose your retirement date without gambling what you've worked your whole life for.

If you're a woman over 45 with more in your home than in your super, OR you're leaving the super statement unopened because you already know what it says, and you find yourself saying "I can't afford to get this wrong" — this is for you.

Amali

Amali added $400,000 in home equity and $30,000 a year in retirement income

"It's been eye-opening. It's been life-changing. And it's enabling me to realise that my dreams of financial independence in retirement are actually possible." — Amali

Let's face the facts: for most women over 45, the biggest retirement asset is the home they already live in.

In fact, putting the equity in your own home to work, strategically, is THE answer to closing the gap between what you have and what you need to retire.

And if that wasn't reason enough to pay attention…

But here's the catch. Most women have no idea how to turn that equity into income.

And they can't afford to get it wrong.

Right now you might be lying awake at 3am, doing the sums again. How many more working years. What the house might fetch. What's left after that.

And:

😥 You might be exhausted, but you can't afford to lose your income.

😥 You might earn decent money and still feel trapped, with your own retirement, an adult child and an ageing parent all needing something from you.

😥 You might be sitting on hundreds of thousands of dollars in equity. Asset rich, cash poor, and too scared of the wrong move to make any move at all.

😥 You might look around and feel like everyone else is ahead, and you don't even know where to start.

And all this? Has probably got you worried you'll be working forever. And no closer to the retirement you've worked your whole life for.

Or even worse? You stop working, and find out at 75 that you don't have enough.

But I've stood exactly where you're standing.
And it doesn't have to end this way.
Bernadette Janson at desk with laptop and notebook

What if you could turn the equity you're already sitting on into income you can actually retire on, PLUS choose the date you stop working?

I've stood exactly where you are.

A $200,000 mortgage. Five years to my retirement deadline. No super to speak of.

What I did have was $700,000 in equity. And no idea how to turn it into income.

Then I stopped worrying and started acting. One careful move at a time.

I worked out how to use the asset I already had, strategically, and turned it into a system: my 4D Pathway. (Which I'm now handing to you.)

Since then, I have:

And the best part? Women like Amali are doing it too. She renovated and downsized, bought and renovated her forever home, and planted a Money Tree.

I believe it can happen for you too.

P.S. If it's not for you, there's a 7-day money-back guarantee. One email and you get every cent back.

Before vs After

Imagine how it would feel to go…

FROM THIS TO THIS
😕 Lying awake at 3am doing the same sums, over and over 🎉 Your freedom number, your date and your method, written on one page
😕 Leaving the super statement unopened on the bench 😍 Opening it calmly, because super is just one part of your plan now
😕 Asset rich, cash poor, and frozen by the fear of the wrong move ⚡️ Knowing which method fits your numbers, with guardrails that keep your home safe
😕 Quietly worrying you'll be working forever 🥂 Being the grandmother at the fair petting the rabbits. Booking the flights to Europe without doing the guilt maths first.
From this
😕 Lying awake at 3am doing the same sums, over and over
To this
🎉 Your freedom number, your date and your method, written on one page
From this
😕 Leaving the super statement unopened on the bench
To this
😍 Opening it calmly, because super is just one part of your plan now
From this
😕 Asset rich, cash poor, and frozen by the fear of the wrong move
To this
⚡️ Knowing which method fits your numbers, with guardrails that keep your home safe
From this
😕 Quietly worrying you'll be working forever
To this
🥂 Being the grandmother at the fair petting the rabbits. Booking the flights to Europe without doing the guilt maths first.

If that sounds pretty good, then…

You're invited to

Retire Richer With Renovating

Say goodbye to the 3am maths and hello to a one-page retirement plan, with an 11-lesson video course that shows you your freedom number, your date and exactly how you'll close the gap.

Retire Richer With Renovating course mockup with desktop video lessons, mobile Freedom Number Calculator, and tablet workbook
Here's what's inside

The Retire Richer Game Plan — 11 video lessons

Say goodbye to not knowing where to start.

The course walks you through 11 video lessons (plus a workbook), so you can build your own retirement plan, step by step, from the home you already own.

Inside you're getting:

01The Independent Woman's Guide to Retiring Richer — why the "retire on super" model is outdated, so you stop measuring your future against it.
02The Money Snapshot — an honest look at where you stand today, so you're working from real numbers instead of fear.
03What Retiring Richer Looks Like — your own definition of a rich retirement, so the plan is built around the life you actually want.
04Meet the 4D Pathway — the four steps I used myself, so you always know what to do next, and why.
05Define — your freedom number, your retirement date, your available equity and your chosen method, so the target is clear before a dollar moves.
06Deploy — how to put your equity to work in the right project: renovating and downsizing, growing a Money Tree, or improving a high-cash-flow investment property.
07Develop — the skills and confidence to deliver it, so the plan actually gets done.
08Double Down — how to build more income from the assets you already control, safely, once your first move is working.
09Retiring Richer Means Managing the Risk — the risks, and the guardrails that keep you safe, so your family home stays protected while you build.
10Your Unfair Advantage — why your age and experience work in your favour, so "too late" comes off the table.
11Your Game Plan on One Page — a freedom number, a date, an equity figure and a method for closing the gap.
The Retire Richer With Renovating digital workbook on a tablet

The Retire Richer Workbook

Work through it alongside each lesson, so nothing stays in your head and your plan is on paper by the end.

Lifetime access gold seal badge

Lifetime access

Watch at your own pace and come back to it whenever your plan needs a refresh.

Plus you'll also get these bonuses
Bonus 1

🧮 The Freedom Number Calculator

If you'd like to know your freedom number tonight, this bonus is for you. Price your perfect day, subtract what's already coming in, and see the exact gap your plan needs to close. It takes about ten minutes.

Bonus 2

🎙️ Live Q&A with Bernadette

If you'd like to bring your own numbers and questions to me directly, this bonus is for you.

When you join today, you get a seat at a live group Q&A [DATE / HOW OFTEN]. Bring your plan, your equity figure and your next decision, and get my eyes on it before you act.

Every question answered. Including the ones you think are silly.

This session is for questions about your plan. If you're weighing up a specific deal, I'll point you to the right place.

Bonus 3

🏡 Your Home's Retirement Plan

Valued at $47

Your Home's Retirement Plan digital bundle mockup with video training, Six Property Pathways Worksheet, and Pathway Scorecard

If you're still not sure which move your home should make - sell, downsize, develop, add a granny flat or renovate - this bonus is for you. Four short video lessons (about an hour all up) compare the six property pathways and show you which one to look at first, so you don't spend $100,000, or your super, finding out it was the wrong one.

You'll also get:

  • The Retirement Property Snapshot - your one-page position, calculated for you
  • The Six Pathways Worksheet and Pathway Scorecard - every option gets a yes, a maybe or a no
  • The Right Order Checklist - the free investigations to do before the expensive ones
Get all of this today
One payment
$99

11 video lessons · Workbook · Freedom Number Calculator · Live Q&A · Your Home's Retirement Plan

Lifetime access | 7-day money-back guarantee

You don't have to take my word for it. Here's what other women have to say:

Three offers in the first week

"With Bernadette's incredible knowledge and guidance I have just completed my first reno and it looks amazing. We had three offers on our unit in the first week on the market." — Rebecca

Real options for her own path

"Great information with tried and true experiences by Bernadette. Information shared covers many different options to approach our own pathway to financial freedom." — Susan

[Third testimonial - ideally a woman who started with just her own home]

[Add testimonial quote here]

Bernadette Janson
Meet your guide

Hello there! I'm Bernadette Janson.

I did my first renovation at 13, on my bedroom in a farmhouse in Central Victoria. I trained as a nurse, left at 29 to raise four children, and renovating became the thread running through all of it.

Thirty years later, I founded The School of Renovating and host the She Renovates podcast. I teach women over 45 to make real money from property, without swinging the hammer themselves.

At around 55, I had my own retirement wake-up call. I used the home I already owned to change my position, including clearing our mortgage with a downsizer renovation. That's why I created Retire Richer With Renovating: so other women can do the same with a plan, not a punt.

I truly believe your own home is the place to start. You don't need ten investment properties.

I'd love to help you build your plan, and I can't wait to see what you do with it. 💛

7-Day Money-Back Guarantee Seal

Money-back guarantee

And in case you were worried, joining is risk-free 🥰 You're protected by a 7-day money-back guarantee.

If you're not sure this is for you, I want you to be able to try it without a worry. Why? Because I'm so sure you'll find it useful that you have 7 days to watch the lessons and work through the workbook. If it's not for you, for any reason, send me one email and I'll refund every cent.

There's nothing to lose. You stand only to gain the plan you've been asking for.

Your questions, answered
You can watch the lessons at your own pace. Most of the work is filling in the workbook as you go, so give yourself a few quiet sessions to get your plan on one page.
An internet connection and a phone, tablet or computer. Have your mortgage balance and a rough idea of your home's value handy.
Lifetime. Come back to it whenever your plan needs a refresh.
Late is measured in options, and you may have more than you think. Lesson 10 shows why your age and experience work in your favour.
The course is built to protect you. You define your numbers before a dollar moves, and Lesson 9 covers the risks and the guardrails that keep your family home safe.
No. You run the project. You don't sand the floors.
You'll test it before a dollar moves. Lesson 9 covers the risks and the guardrails, including checking feasibility on both sides (the profit and the risk) and why your first project is never your riskiest one.
Yes. You have 7 days. If it's not for you, send one email and you'll get every cent back.
[Your reason]
Your login arrives by email straight away, with the lessons, the workbook and your Freedom Number Calculator. [How the Live Q&A details are sent]
[Best email for questions]
Recap

You get all this instantly

The course

  • 11 video lessons
  • The Retire Richer Workbook
  • Your Game Plan on one page
  • Lifetime access

Bonuses

  • Bonus: The Freedom Number Calculator
  • Bonus: Live Q&A with Bernadette
  • Bonus: Your Home's Retirement Plan
Only $99 one payment

Lifetime access | 7-day money-back guarantee